United States Mortgage Calculator
30-Year Fixed · Federal Reserve · USD
Mortgage Details
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LTV: 90%
Typical: 6.8% (30-Year Fixed) · Federal Reserve
ℹ United States: Rates based on 30-year fixed conventional mortgages. Private Mortgage Insurance (PMI) required if down payment < 20%.
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📋 Loan Types
Fixed 30yr, Fixed 15yr, ARM 5/1, Jumbo, FHA, VA, USDA
🏦 Key Lenders
Wells Fargo, Chase, Bank of America, Quicken Loans, USAA
📊 Typical Down Payment
20% conventional · 3.5% FHA · 0% VA/USDA
💰 Extra Costs
PMI (if <20% down), closing costs 2-5%, property tax, HOA
🏠 Avg Home Price
$400,000 national median. NYC/SF/LA higher $800K-$1.5M
📅 Pre-approval
60-90 day validity · requires credit check, income proof
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